I have just launched a new updated website – www.duffyfinancial.ie. And I want it to coincide by offering you the chance to become a ‘secret millionaire.’ After some seven years in austerity in Ireland we’re starting to see some positive shoot...
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If, like me ,you have young children growing up fast you often wonder about finding the perfect work-family balance. Life is all about having the right balance and that fact was brought home to me in no uncertain manner by a man I met recently. His name i...
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We’ve been celebrating a milestone birthday here at Duffy Financial Advisors – the 50th anniversary of my dad Michael’s decision to go out on his own in business. It was a different world then with no computers, no fax machines, no m...
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It is expected that an extra quarter of a million* people will buy pension Buy Out Bonds or BOBs over the next four to five years. With approximately 1,000* defined benefit schemes in existence, those in the market think it’s realistic to expect around ...
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Some investors tend to rush into pension investments at this time of year because of the tax deadline and very often these contracts don’t get revisited until they mature. 1. A pension is for life, not just October A pension is more than a simple tax br...
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I have been a Financial Advisor since 1983 and over this time I have dealt with many different types of claims. There were some where clients unfortunately either fell on hard times and needed to cash in some or all of their investments to survive, while ...
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Make sure your pension provider has up to date details for you It’s important that you ensure your pension administrator/provider has all your correct details as they will calculate your benefits. Imagine you are entitled to a pension lumpsum of 1.5.x t...
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Pensions are great. In my mind they should rank equally with the weather when it comes to conversation- how’s your pension doing? If I retire before June do I have to pay Minister Noonans 0.75% levy? That type of thing. If we had that type of culture th...
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Did you know that the Irish revenue will allow you to receive a cheque for €200,000 tax free from your pension anytime after you hit 60 years of age? Now that is financial music to the ears and all you need to do is take time to plan such an outcome. I ...
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Unless you’re absolutely loaded or enjoy an income to rival Madonna’s, saving has to be a key part of your financial planning. Let’s assume that regular cash flow from earned income takes care of the day-to-day expense of running a home, family, car...
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