We have over 50 years extensive knowledge and experience in financial planning for individuals both pre and post retirement. We work with Company Executives, Business Owners and Private Individuals to help bring a dynamic solution based approach in helping our clients realise their financial objectives in a tax efficient manner.
OUR SERVICES INCLUDE:
Individual retirement planning for Company owners and Self Employed
Retirement and financial planning for individuals and Company Executives
Investment portfolio services
Planning ahead for your retirement is one of the most important financial decisions you will ever make. That is why it is so important to get it right and ensure that your retirement years are as secure and enjoyable as possible.
At Duffy Financial Advisors our team of investment experts will help you make the right decisions for your retirement. We will review all your options and help you choose a personal pension plan that exactly meets your needs and retirement ambitions. Because we are independent Financial Brokers you can be sure that our professional advice is always impartial and designed around you.
What is a Personal Pension Policy?
A personal pension policy is a long-term savings plan which is managed on your behalf by a life assurance company. The contributions you make to your plan are invested with the aim of building up an income for your retirement. You can set up a personal pension plan if you are self-employed or if you are not entitled to join a company pension scheme.
If you are a company owner, director or senior executive then an Executive Pension is possibly the most tax-efficient and most tax efficient way for you to save for your retirement. An Executive Pension will also ensure you and you business maximise the generous tax advantages available.
At Duffy Financial Advisors our team of investment experts will help you establish and run an Executive Pension scheme that works best for you and your business.
In 2002 the Government introduced Personal Retirement Savings Accounts (PRSA’s), a very flexible and attractive way of saving for retirement. Just like other forms of pensions, PRSA’s come with attractive tax relief’s and offer access to a wide range of investment funds and options, so you get all the freedom to tailor your pension to your needs and circumstances. What’s more, when you move from job to job your PRSA comes with you, so your retirement plans will never suffer ad extra charges will not be applied.
At Duffy Financial Advisors we have extensive experience of helping people choose the PRSA that is right for them. Our PRSA advice takes into account all the flexibility your working arrangements demand, and ensures you enjoy the full benefits that a PRSA offers. As independent Financial Brokers you can be sure that our professional advice is always impartial and designed to suit you, your career and your retirement plans.
When you retire you need to consider your options for managing the money that you have saved with your pension plan. This is where Approved Retirement Funds (ARF’s) come in. An ARF allows you to continue to invest your pension fund so that it has an opportunity to grow. You can also make withdrawals from the fund as a way of providing you with a regular income in retirement.
There is a lot to consider when choosing the ARF that is best for you and here at Duffy Financial Advisors our impartial advice can make that decision a lot easier and more effective. As independent Financial brokers you can be sure that our professional advice is always impartial and designed to suit you and your retirement expectations.