Tom joined Duffy Financial Advisors in 1982 having previously worked in Lloyds London and Phoenix Assurance Company in Galway. Over the last 36 years Tom has amassed a wealth of experience in key areas including financial planning, investment management, family protection needs, retirement planning and inheritance tax planning for his private clients. His experience gives him an excellent insight into the ever-changing world of financial services and he has a keen awareness of the needs and objectives of his clients.
Tom’s extensive experience and commitment to learning has led him to believe that a client focused practice is the best way to help clients succeed with their goals and objectives.
Professional education is very important to Tom and is something he has been investing in over the years to ensure he can provide the expert knowledge needed to be able to help his clients reach their financial goals. He has completed a post graduate diploma in Financial Planning through the Institute of Banking School of Professional Finance, a recognised school of UCD. This is recognised as one of the highest qualifications within the financial planning industry. He is also a qualified Certified Financial Planner CFP. He also in 2017 obtained a Masters MSc in financial services from UCD.
Tom is also a Qualified Financial Adviser (QFA) and also holds a Mortgage Diploma LIAM.
In his spare time Tom takes part in cycling, hill walking and horse riding having competed for many years in Show Jumping and eventing competition. He loves many sports including soccer, rugby and golf. Tom is married and has two children.
What is your attitude to risk? This is vital to know before making an investment decision.
Review both your personal and business protection needs in the event of death, sickness, loss of income and more.
Failing to plan is planning to fail. It is very important to review your retirement goals on an on-going basis.
Saving for medium to long term goals is very important part of the financial planning process. Such as future children’s educational needs and more.
Probably the most important part of the financial planning process. Regular reviews are an integral part of financial planning so as to assess your progress towards your long term objectives.
Individual risk assessments are vital before making any investment decision. At our initial meeting we will do a risk assessment report with you. When completed we will then design an investment portfolio within the scope of your risk appetite to meet your financial needs and objectives.